Ragil Muharram

Bridging Islamic Finance Principles with Real-World Business Impact

​As a dedicated student of Islamic Economics and Finance at Universitas Pendidikan Indonesia, I am driven by a passion to integrate Sharia economic principles with modern business practices. I believe in the power of youth leadership to drive economic sustainability.

​My journey is defined by a balance between intellectual pursuit and practical execution. Currently, I serve as a key staff member at the Academic Department of BEM HIMA IEKI, where I facilitate academic growth for students. Simultaneously, I hone my critical thinking and writing skills through UKM SCIEmics, a prestigious reasoning and scientific writing community.

Beyond the classroom, I have demonstrated strong organizational capabilities by successfully managing events at Provincial, National, and International levels. This experience has sharpened my adaptability, cross-cultural communication, and project management skills.

​Entrepreneurship in Action
I am not just a theorist; I am a practitioner. I founded and currently manage a convection business specializing in community uniforms and jackets. This venture allows me to apply economic theories directly to the market, managing production lines, negotiation, and customer relations firsthand.

My Key Roles & Experiences:

Staff of Academic Dept, BEM HIMA IEKI (Universitas Pendidikan Indonesia).

Active Member, UKM SCIEmics (Scientific Writing & Reasoning Community).

Committee Member, International Level Essay Competition.

Apparel & Convection Services.

Education:

Bachelor of Islamic Economics and Finance, Universitas Pendidikan Indonesia.